Our Team

As our client, you will have a team of highly qualified professionals working for you to provide you with the best coverage for you, your family, or your business.  Building a long-lasting relationship with our clients is our number one priority.

Rich Mahar

Richard Mahar


I grew up in Northern Michigan. Like most boys, I played all sports, with golf being my best. I played golf in High School and College. While going through these years, I always had a keen interest in personal finance. But I pursued a career as a professional golfer. While doing so, I had the tremendous honor of working for Arnold Palmer for a few years.

Once competing was over, I became a member of the PGA of America. After several years of serving as head professional at a few clubs, I decided I wanted to own my own course. In 1991 I bought a small public course in Eastern KY. I have lived here for the last 28 years. It has been truly a professional pleasure.

Recently I wanted to settle the old curiosity of helping people with personal finance. So I obtained my license to offer help with life and health insurance. I am looking forward to helping people secure, protect and grow their financial future.

Karla Martin

Karla Martin

Customer Service Representative, Risk Advisor, Licensed Staff Agent

Karla is a people-person & is passionate about helping clients with their needs .

Karla was born in South Shore Ky. She is a graduate of Greenup Co High School and has a daughter Keri Brown & son Brandon Brown

Karla began her insurance career in 1993 with State Farm at the Bob Meenach Agency where she became a licensed agent in 1995 and also completed her Life Underwriting Training Council Fellowship, LUTCF August 2012.
When she is not serving clients she actively volunteers in her community as a member of the Raceland Russell Lions Leo’s Club and Raceland Christian Church.

Teresa Songer

Teresa Songer


Teresa has been in the insurance industry for 30 years. She first became licensed in 1990 to sell property, casualty, life and health insurance. With her experience and knowledge she is excited to join Greg Gibson Insurance & Financial Services. Teresa will continue to service clients, just as she has in the past and making sure that clients needs are the top priority. She loves helping people and looks forward in assisting people with their insurance.

Teresa grew up in Paintsville, Kentucky and upon graduating from Paintsville High School, received her Bachelor of Science degree from the University of Kentucky. She is a devout “Big Blue Fan”.

She has been married to her husband, John Songer for 32 years. They reside in Ashland, Kentucky They love spending time at the beach and being with family, especially their 3 great nephews.