Minor accidents, like fender benders, can happen to even the most cautious drivers. Whether it’s a busy intersection or a parking lot in Ashland, knowing how to handle the situation can make all the difference. At Greg Gibson Insurance & Financial Services, we’re here to help you understand the steps to take and how your auto insurance can assist you.
Stay Calm and Assess the Situation
After a fender bender, the first step is to stay calm and ensure everyone involved is safe. Move your vehicle to a safe location if possible, such as the shoulder of the road or a nearby parking lot. In Ashland, areas like Winchester Avenue or the parking lots near Central Park can be busy, so prioritize safety when moving your car.
Exchange Information with the Other Driver
Once you’re in a safe spot, exchange contact and insurance information with the other driver. Be sure to collect their name, phone number, license plate number, and insurance details. If the accident occurs near a local landmark, such as the Highlands Museum & Discovery Center, note the location for your records.
Document the Scene
Take photos of the damage to both vehicles, the surrounding area, and any relevant road signs or traffic signals. This documentation can be helpful when filing a claim with your insurance provider. If there are witnesses nearby, ask for their contact information in case their statements are needed later.
Contact Your Insurance Provider
Reach out to your insurance company as soon as possible to report the accident. At Greg Gibson Insurance & Financial Services, we can guide you through the claims process and ensure you understand your coverage. Whether it’s liability, collision, or comprehensive coverage, your policy is designed to help you recover from incidents like fender benders.
Be Prepared for the Unexpected
Fender benders are a common occurrence, but being prepared can make them less stressful. With the right auto insurance coverage, you can focus on getting back on the road quickly and safely. Contact Greg Gibson Insurance & Financial Services today to learn more about your options and how we can help you stay protected in Ashland.
